SGB Insurance Services Inc
32100 Clinton Keith Rd
Wildomar, CA 92595

Fax: 951-678-6540

Auto Insurance in Temecula and Murrieta, CA

Protecting Southern California Drivers

From a parking lot fender bender to a rear-end collision, drivers face numerous risks each time they get behind the wheel. At SGB Insurance Services, Inc., we understand the exposures facing Southern California drivers, and are equipped to provide them with the necessary insurance coverages.


Our team, led by agents Tina Ostgaard and Wendy Inzunza, are committed to matching clients with the right auto coverage through exceptional customer service. Locally owned and operated, we routinely insure motorists in Temecula, Wildomar, Murrieta, and the surrounding areas.

Liability Coverage, Collision Coverage, and More

In California, state law mandates that drivers hold minimum liability coverage of $15,000 per person and $300,000 per occurrence. To keep our clients properly protected, we recommend minimum coverage of at least $100,000/$300,000 in addition to uninsured motorist coverage. In most cases, a small increase in premium offers substantially more protection in the event of an accident.


We are able to provide clients with both standard and non-standard coverage. Our offerings for drivers include, but are not limited to:

Comprehensive Coverage

Collision Coverage

Medical Payments Coverage

Liability Coverage

Uninsured & Underinsured Motorist Coverage

Personal Injury Protection (PIP)



After determining the needs and risks of a driver, we rely on our relationship with carriers such as Mercury, Safeco, Progressive, and Nationwide for the best rate and policy. In addition to various discounts, our providers also offer additional endorsements such as roadside assistance, rental reimbursement, GAP insurance, and even pet coverage.


To get started, please request a quote.

Knowledge Agents and Competitive Rates

For more than 25 years, SGB Insurance has helped drivers in Southern California mitigate their risks. Once a policy is in place, we keep all lines of communication open, and inform our clients of any promotions or discounts through a monthly newsletter.  We review coverage annually, and will continually shop coverage to keep costs competitive. For more information on our products and services for drivers, please contact us at your convenience.

Additional Resources

California Department of Insurance

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))