951-678-7650

Renters Insurance in Temecula and Murrieta, CA

In this economy, it makes sense to rent. If you do, play it safe. Protect the things your landlord won’t cover.


If you rent an apartment, house, condo, or even a dorm room, you may think you don’t need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.


We know that you’ve most likely invested a lot of time and money into your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.


Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.


Additional Insurance Options included in your Renters Insurance is “Liability Coverage” to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.


In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live. Our representatives are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

 

As a landlord you’ve made an investment in residential real estate and we are here to help you protect that investment. We can meet your needs for Property Insurance, also known as Landlord Insurance.Landlord Insurance provides rental property owners with protection from financial loss associated with the single family dwelling, duplex, triplex, or condominium that they are renting to tenants.


The Rental Property Insurance policies we offer cover you for damages to your rental property from named perils including fire, lightning, hail, and windstorms. In addition, our Landlord Insurance policies provide coverage for Legal Fees and liability protection for damages that you might be obligated to pay in the event that someone is injured on the property.


There are also coverage options available such as:

  • Loss of Rental Income
  • Theft
  • Personal Property
  • Vandalism

In addition, if you are currently between tenants or your rental property is undergoing renovations, we have Vacant Rental Property Insurance policies available. Contact us for more information at (951) 468-0895.

SGB Insurance Services Inc

32100 Clinton Keith Rd

Wildomar, CA 92595

Main office: 951-678-7650
Fax: 951-678-6540

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM - 1:00 PM
Sun: Closed

Our Providers

Testimonials

Scott Becker is the best insurance broker we have ever had the pleasure of doing business with. I am so impressed with his knowledge of the insurance business concerning so many different types of policies. He responds to all inquires in a timely manner, always has our certificates when we need them and even gets them to us when we have emergency situations. Because of Scott Becker's comprehensive knowledge of the insurance business, time and time again he has made my job easier and has guided me through complicated insurance issues. Scott Becker is a great insurance broker and we highly recommend him for any insurance needs, he continues to exceed our expectations on a regular basis. 5M Contracting 2691 Dow Avenue Ste C-2 Tustin, Ca 92780
5M Contracting
SGB Insurance has been my insurance provider for years covering everything from our multiple auto policies to our general liability and workers compensation policies, we have always been completely satisfied with there professional service and great rates, both on a personal and business level. Mike Leggett Blackmountain Landscape Development
Black Mountain Landscape
Remedy Plumbing and Mechanical's Insurance Provider/Broker is SGB Insurance, Inc. Scott Becker and his team work together with us to provide us with exactly the type of continued coverage that protects my business and gives me piece of mind. You should contact SGB Insurance about all your insurance needs. Arnold Mcdonald Remedy Plumbing and Mechanical Escondido, CA
Remedy Plumbing and Mechanical
Hands down, the best place for all of your insurance needs. We have been a customer for 7 years and they always take care of us with our home and auto policy. Friendly and knowledgeable, always out to help us save money on our policies. Thanks! Kimberly
Kimberly D
Thank you SGB!! I give your company 5 Stars * * * * * We were looking for a new insurance agent since the agent I was using had horrible customer service and never returned my calls. I called SGB for Automobile Insurance and they gave me several quotes from different companies and educated me about some money saving options I wasn’t aware of so I could make an informed choice. We were so pleased with their service we have moved all of our insurance needs to their company (2 Auto Body Shops, Cars, Home, Boat and Trailer). I never realized how much could be saved by having all my policies with one company. I have recommended them to several people and everyone has been more than pleased with their service. These guys really are the BEST!!! Michelle Linehan
Tint Styles
I've been with Scott at Sgb insurance for over 15yrs Scott's like family!!!! We have enjoyed using them for our home, auto and commercial insurance needs . They always help me right away with any business documents we need especially when I need something last minute theie on it right away. Very professional and personable courteous office staff.. I recommend them highly to my friends and family. I don't say thank you enough for all your help keeping our insurance needs done correctly and promptly. We appreciate you all .. looking forward in our ongoing relationship doing business with someone I can trust and count on with Scott and his staff. They deserve more than 5 stars in my book.. from Wendy Saiz / I.E. Plumbing Services Inc.
I.E. Plumbing Services Inc
This is a great insurance office with very kind staff. All of their agents are very professional and experienced. I highly recommend SGB insurance to anyone looking, their pricing is very good also.They have great rates on auto insurance.
Skylar L
Have used them for years, absolutely love them. Great customer service and rates. We use them for personal and business.
Tiffany M
I have had the great pleasure of purchasing insurance coverage from SGB Insurance Services. The great pleasure derived from the professional service I experienced through Scott Becker and his staff. Moreover the professional service did not end with signing the contract, but rather SGB Insurance has reached out to me since then, two years later to answer questions that I may have had about my insurance coverage. Scott Becker recently called me to ask if I had any questions about my insurance coverage and invited me to visit has office again and say hello.
Benjamin B
They were very helpful and fast. Everyone in here that has helped me was very nice and helpful. They know what they are doing and very friendly they can do pretty much everything here. I recommend Wendy she has a great attitude, fun, and friendly very down to earth and knows what she's doing.
Carrie M
Scott and his staff are a wealth of information about just about any kind of insurance you can imagine. I was checking into Event Insurance as an association I secretary for is putting on an even in Murrieta. I got all my questions answered, a solid and very competitive quote and will be back next week once the members approve it. Now I'm having Scott shop my Home and Auto Policy in consideration of some discounts I wasn't aware of (Saving me a ton of time), and I"m sure he'll be able to save me some money there too. Plus I have a vehicle renewal coming up and I can get that handled at SGB too. So much for that long drive to Hemet DMV office. These guys do it all. Highly recommended.
Mike C
Super convenient!!! Especially since the Temecula DMV is closed. Fast and friendly service and even if the DMV was opened, I would come here instead for the convenience, cleanliness, good service, and best of all, no line
Marla M
Simply the best agency in the valley. Insured with them for 6 years, and they continue to help me find lower rates each year! They provide great service in English and Espanol!
Jeff G
Agent Wendy I. at SGB Insurance Services has always been very helpful and informative when I have had any questions regarding my policy or when I have filed a claim. The team at SGB are very Friendly, Knowledgeable and Efficient. They work hard to make sure you get the best coverage options and help you choose one that best fits what you need. Not only do they offer auto, home and life insurances they also offer dmv services. SGB was recommended to me by a family member several years ago and now I recommend them to family and friends. Thank you Wendy and SGB team for all of you help and kindness over the years. Sarah
Sarah M