951-678-7650

Condo Insurance In Temecula and Wildomar, CA

A condo is a great alternative to living in an apartment or a home, and can offer more space, more living area, and more amenities. But since a condo is a special kind of residence, it requires its own insurance policy.

 

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.

 

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are fully reimbursed the replacement value without regard for depreciation after a covered loss.Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

 

Your condo insurance policy protects you and your family members against bodily injury, property damage liability claims, and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

 

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

 

With Condo Insurance Services, you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. Unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more.

 

Contact a specialist at (951) 468-0895 today to determine the right amount of coverage you need to keep your condo insured.

SGB Insurance Services Inc

32100 Clinton Keith Rd

Wildomar, CA 92595

Main office: 951-678-7650
Fax: 951-678-6540

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM - 1:00 PM
Sun: Closed

Our Providers

Testimonials

Scott Becker is the best insurance broker we have ever had the pleasure of doing business with. I am so impressed with his knowledge of the insurance business concerning so many different types of policies. He responds to all inquires in a timely manner, always has our certificates when we need them and even gets them to us when we have emergency situations. Because of Scott Becker's comprehensive knowledge of the insurance business, time and time again he has made my job easier and has guided me through complicated insurance issues. Scott Becker is a great insurance broker and we highly recommend him for any insurance needs, he continues to exceed our expectations on a regular basis. 5M Contracting 2691 Dow Avenue Ste C-2 Tustin, Ca 92780
5M Contracting
SGB Insurance has been my insurance provider for years covering everything from our multiple auto policies to our general liability and workers compensation policies, we have always been completely satisfied with there professional service and great rates, both on a personal and business level. Mike Leggett Blackmountain Landscape Development
Black Mountain Landscape
Remedy Plumbing and Mechanical's Insurance Provider/Broker is SGB Insurance, Inc. Scott Becker and his team work together with us to provide us with exactly the type of continued coverage that protects my business and gives me piece of mind. You should contact SGB Insurance about all your insurance needs. Arnold Mcdonald Remedy Plumbing and Mechanical Escondido, CA
Remedy Plumbing and Mechanical
Hands down, the best place for all of your insurance needs. We have been a customer for 7 years and they always take care of us with our home and auto policy. Friendly and knowledgeable, always out to help us save money on our policies. Thanks! Kimberly
Kimberly D
Thank you SGB!! I give your company 5 Stars * * * * * We were looking for a new insurance agent since the agent I was using had horrible customer service and never returned my calls. I called SGB for Automobile Insurance and they gave me several quotes from different companies and educated me about some money saving options I wasn’t aware of so I could make an informed choice. We were so pleased with their service we have moved all of our insurance needs to their company (2 Auto Body Shops, Cars, Home, Boat and Trailer). I never realized how much could be saved by having all my policies with one company. I have recommended them to several people and everyone has been more than pleased with their service. These guys really are the BEST!!! Michelle Linehan
Tint Styles
I've been with Scott at Sgb insurance for over 15yrs Scott's like family!!!! We have enjoyed using them for our home, auto and commercial insurance needs . They always help me right away with any business documents we need especially when I need something last minute theie on it right away. Very professional and personable courteous office staff.. I recommend them highly to my friends and family. I don't say thank you enough for all your help keeping our insurance needs done correctly and promptly. We appreciate you all .. looking forward in our ongoing relationship doing business with someone I can trust and count on with Scott and his staff. They deserve more than 5 stars in my book.. from Wendy Saiz / I.E. Plumbing Services Inc.
I.E. Plumbing Services Inc
This is a great insurance office with very kind staff. All of their agents are very professional and experienced. I highly recommend SGB insurance to anyone looking, their pricing is very good also.They have great rates on auto insurance.
Skylar L
Have used them for years, absolutely love them. Great customer service and rates. We use them for personal and business.
Tiffany M
I have had the great pleasure of purchasing insurance coverage from SGB Insurance Services. The great pleasure derived from the professional service I experienced through Scott Becker and his staff. Moreover the professional service did not end with signing the contract, but rather SGB Insurance has reached out to me since then, two years later to answer questions that I may have had about my insurance coverage. Scott Becker recently called me to ask if I had any questions about my insurance coverage and invited me to visit has office again and say hello.
Benjamin B
They were very helpful and fast. Everyone in here that has helped me was very nice and helpful. They know what they are doing and very friendly they can do pretty much everything here. I recommend Wendy she has a great attitude, fun, and friendly very down to earth and knows what she's doing.
Carrie M
Scott and his staff are a wealth of information about just about any kind of insurance you can imagine. I was checking into Event Insurance as an association I secretary for is putting on an even in Murrieta. I got all my questions answered, a solid and very competitive quote and will be back next week once the members approve it. Now I'm having Scott shop my Home and Auto Policy in consideration of some discounts I wasn't aware of (Saving me a ton of time), and I"m sure he'll be able to save me some money there too. Plus I have a vehicle renewal coming up and I can get that handled at SGB too. So much for that long drive to Hemet DMV office. These guys do it all. Highly recommended.
Mike C
Super convenient!!! Especially since the Temecula DMV is closed. Fast and friendly service and even if the DMV was opened, I would come here instead for the convenience, cleanliness, good service, and best of all, no line
Marla M
Simply the best agency in the valley. Insured with them for 6 years, and they continue to help me find lower rates each year! They provide great service in English and Espanol!
Jeff G
Agent Wendy I. at SGB Insurance Services has always been very helpful and informative when I have had any questions regarding my policy or when I have filed a claim. The team at SGB are very Friendly, Knowledgeable and Efficient. They work hard to make sure you get the best coverage options and help you choose one that best fits what you need. Not only do they offer auto, home and life insurances they also offer dmv services. SGB was recommended to me by a family member several years ago and now I recommend them to family and friends. Thank you Wendy and SGB team for all of you help and kindness over the years. Sarah
Sarah M