951-678-7650

Individual Life Insurance in Temecula CA & Wildomar CA

Reassurance for you and your Loved Ones.

SGB Insurance Services Inc provides life insurance to individuals in Temecula, Wildomar, Murrieta , Menifee, Lake Elsinore, Sun City, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At SGB Insurance Services Inc, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

SGB Insurance Services Inc offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

SGB Insurance Services Inc is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with SGB Insurance Services Inc will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

SGB Insurance Services Inc

32100 Clinton Keith Rd

Wildomar, CA 92595

Main office: 951-678-7650
Fax: 951-678-6540

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM - 1:00 PM
Sun: Closed

Murrieta Office

17250 Via Abril

Murrieta, Ca 92562

Main office: 951-425-4433
Fax: 951-678-6540

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 9:00 AM - 1:00 PM
Sun: Closed

Our Providers

Testimonials

Scott Becker is the best insurance broker we have ever had the pleasure of doing business with. I am so impressed with his knowledge of the insurance business concerning so many different types of policies. He responds to all inquires in a timely manner, always has our certificates when we need them and even gets them to us when we have emergency situations. Because of Scott Becker's comprehensive knowledge of the insurance business, time and time again he has made my job easier and has guided me through complicated insurance issues. Scott Becker is a great insurance broker and we highly recommend him for any insurance needs, he continues to exceed our expectations on a regular basis. 5M Contracting 2691 Dow Avenue Ste C-2 Tustin, Ca 92780
5M Contracting
SGB Insurance has been my insurance provider for years covering everything from our multiple auto policies to our general liability and workers compensation policies, we have always been completely satisfied with there professional service and great rates, both on a personal and business level. Mike Leggett Blackmountain Landscape Development
Black Mountain Landscape
Remedy Plumbing and Mechanical's Insurance Provider/Broker is SGB Insurance, Inc. Scott Becker and his team work together with us to provide us with exactly the type of continued coverage that protects my business and gives me piece of mind. You should contact SGB Insurance about all your insurance needs. Arnold Mcdonald Remedy Plumbing and Mechanical Escondido, CA
Remedy Plumbing and Mechanical
Hands down, the best place for all of your insurance needs. We have been a customer for 7 years and they always take care of us with our home and auto policy. Friendly and knowledgeable, always out to help us save money on our policies. Thanks! Kimberly
Kimberly D
Thank you SGB!! I give your company 5 Stars * * * * * We were looking for a new insurance agent since the agent I was using had horrible customer service and never returned my calls. I called SGB for Automobile Insurance and they gave me several quotes from different companies and educated me about some money saving options I wasn’t aware of so I could make an informed choice. We were so pleased with their service we have moved all of our insurance needs to their company (2 Auto Body Shops, Cars, Home, Boat and Trailer). I never realized how much could be saved by having all my policies with one company. I have recommended them to several people and everyone has been more than pleased with their service. These guys really are the BEST!!! Michelle Linehan
Tint Styles
I've been with Scott at Sgb insurance for over 15yrs Scott's like family!!!! We have enjoyed using them for our home, auto and commercial insurance needs . They always help me right away with any business documents we need especially when I need something last minute theie on it right away. Very professional and personable courteous office staff.. I recommend them highly to my friends and family. I don't say thank you enough for all your help keeping our insurance needs done correctly and promptly. We appreciate you all .. looking forward in our ongoing relationship doing business with someone I can trust and count on with Scott and his staff. They deserve more than 5 stars in my book.. from Wendy Saiz / I.E. Plumbing Services Inc.
I.E. Plumbing Services Inc
This is a great insurance office with very kind staff. All of their agents are very professional and experienced. I highly recommend SGB insurance to anyone looking, their pricing is very good also.They have great rates on auto insurance.
Skylar L
Have used them for years, absolutely love them. Great customer service and rates. We use them for personal and business.
Tiffany M
I have had the great pleasure of purchasing insurance coverage from SGB Insurance Services. The great pleasure derived from the professional service I experienced through Scott Becker and his staff. Moreover the professional service did not end with signing the contract, but rather SGB Insurance has reached out to me since then, two years later to answer questions that I may have had about my insurance coverage. Scott Becker recently called me to ask if I had any questions about my insurance coverage and invited me to visit has office again and say hello.
Benjamin B
They were very helpful and fast. Everyone in here that has helped me was very nice and helpful. They know what they are doing and very friendly they can do pretty much everything here. I recommend Wendy she has a great attitude, fun, and friendly very down to earth and knows what she's doing.
Carrie M
Scott and his staff are a wealth of information about just about any kind of insurance you can imagine. I was checking into Event Insurance as an association I secretary for is putting on an even in Murrieta. I got all my questions answered, a solid and very competitive quote and will be back next week once the members approve it. Now I'm having Scott shop my Home and Auto Policy in consideration of some discounts I wasn't aware of (Saving me a ton of time), and I"m sure he'll be able to save me some money there too. Plus I have a vehicle renewal coming up and I can get that handled at SGB too. So much for that long drive to Hemet DMV office. These guys do it all. Highly recommended.
Mike C
Super convenient!!! Especially since the Temecula DMV is closed. Fast and friendly service and even if the DMV was opened, I would come here instead for the convenience, cleanliness, good service, and best of all, no line
Marla M
Simply the best agency in the valley. Insured with them for 6 years, and they continue to help me find lower rates each year! They provide great service in English and Espanol!
Jeff G
Agent Wendy I. at SGB Insurance Services has always been very helpful and informative when I have had any questions regarding my policy or when I have filed a claim. The team at SGB are very Friendly, Knowledgeable and Efficient. They work hard to make sure you get the best coverage options and help you choose one that best fits what you need. Not only do they offer auto, home and life insurances they also offer dmv services. SGB was recommended to me by a family member several years ago and now I recommend them to family and friends. Thank you Wendy and SGB team for all of you help and kindness over the years. Sarah
Sarah M