Workers Compensation in Temecula and Wildomar, CA
Protecting Employees and Businesses in Temecula and throughout Southern California against Risk
Slips and falls, machine-related injuries, illnesses, and even deaths are risks that employees of any business face. These and other risks can be costly to employees if the employees are unprotected, and this is one reason why businesses in California are required to provide workers compensation for employees. At SGB Insurance Services, Inc. we have a complete workers compensation program, which we customize for individual clients.
We've insured employees of businesses in California by delivering workers compensation solutions for more than 25 years, and also we know businesses in California well. We work with more than 100 A-rated insurance carriers; we offer same-day certificates; and we offer broad form endorsements. Whether you own and/or run an at-home business and have one employee or you own and/or run a manufacturing company that employs hundreds of people, we’ll help you.
Workers Compensation Coverage Details for Employers in California
Workers compensation provides medical care for injured workers, and also workers compensation covers portions of income that employees who are injured at work lose while the employees are unable to return to work. It protects employers against lawsuits that are filed by workers who are injured while on jobs.
Workers who receive benefits from workers compensation receive benefits regardless of who is at fault in accidents. If workers are killed while working, workers compensation provides death benefits for the workers' dependents.
In California, businesses that are required to purchase workers compensation but do not purchase workers compensation are in violation of the California Labor Code and can be closed down until the businesses purchase workers compensation.
We’ll help you select the right coverages, and also we'll ensure that any solution that you purchase is fitting.
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Experienced, thorough Agents with special Knowledge of Workers Compensation keeping you, your Business, and your Employees secure
We thoroughly assess business owners’ needs, and also we assist business owners through claims processes. Once we know and understand the business owners' needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.
We keep a close eye on policies and plans that we write, and as a result, there are never gaps in coverage and business owners' rates are always competitive. If and when possible, we include the business owners in policy and/or plan review processes, and for this reason, business owners are able to fully understand their purchases and be cognizant of needs for changes to coverages.
Additional Workers Compensation Information:
- California Workers Compensation Information and Resources (The California Department of Insurance)
- Workers Compensation Details and Resources (The Insurance Information Institute (III))
- Workers Compensation Facts and Resources (The National Association of Insurance Commissioners (NAIC))
At SGB Insurance Services, Inc. we're proud to provide workers compensation insurance in Temecula, Wildomar, Murrieta, Menifee, Lake Elsinore, and Sun City, CA. We also serve other areas in the state.