Commercial Auto Insurance in Temecula and Wildomar, CA
Keeping Commercial Automobiles and Businesses in Temecula and throughout Southern California secure
Vandalism, theft, fires, and collisions with animals are all risks that you face as an owner of a business that uses vehicles in order to conduct business functions. These and other risks can be costly to you if you and/or the vehicles that you use in order to conduct business functions are unprotected. For this reason, it’s very important that you and the vehicles that you use have protection, which insurance provides. At SGB Insurance Services, Inc. we have a complete commercial auto insurance program, which we tailor to individual clients.
We’ve insured commercial automobiles in Temecula and in communities throughout Southern California for more than 25 years, and also we know businesses in California well. We provide same-day certificates, and also we work with more than 100 A-rated insurance carriers. Whether you own and/or run a delivery business and use only a single vehicle or you own and/or run a manufacturing company and use fleets of different kinds of vehicles, we’ll help you.
Commercial Auto Insurance Coverage Details for Businesses in California
California requires that you carry liability insurance, and the State requires this so that you have ways to cover costs that are related to damages and/or injuries that you cause in accidents. California also requires that the liability insurance that you purchase have coverage limits that meet specific requirements.
We recommend that the commercial auto insurance that you purchase have coverage limits that far exceed state minimum requirements, and also we recommend that the commercial auto insurance that you purchase contain coverages that are in addition to liability insurance.
Each of the perils that you face as the owner and/or operator of a commercial vehicle requires specific coverage, including collision, medical payments, and uninsured/underinsured motorist. We offer these and other coverages, which we’ll help you select. Also, we’ll ensure that any solution that you purchase is fitting.
The coverages from which you choose include but are not limited to:
- Bodily Injury Liability
- Medical Payments
- Personal Injury Protection (PIP) Coverage
- Comprehensive Coverage
- Collision Coverage
- GAP Coverage
- Uninsured and Underinsured Motorist Coverage
As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible. To learn about these benefits and discounts, speak with an agent.
Experienced, prompt Agents with special Knowledge of Commercial Auto Insurance protecting your Vehicles and your Business against Risk
We thoroughly assess business owners' needs, and also we assist business owners through claims processes. Once we know and understand the business owners' needs, we identify the right coverages, which can include broad form endorsements and/or rental car coverage. At the points that the right coverages are identified, we create the best possible solutions.
We regularly and closely review policies and plans that we write, and as a result, there are never gaps in coverage and business owners' rates are always competitive. If and when possible, we include the business owners in review processes, and for this reason, business owners are able to fully understand their purchases and be aware of needs for changes to coverages.
Additional Commercial Auto Insurance and Business Insurance Information:
- California Commercial Auto Insurance Information and Resources (The California Department of Insurance)
- Commercial Auto Insurance Details and Resources (The Insurance Information Institute (III))
- Business Insurance Facts and Resources (The National Association of Insurance Commissioners (NAIC))
At SGB Insurance Services, Inc. we're proud to provide commercial auto insurance in Temecula, Wildomar, Murrieta, Menifee, Lake Elsinore, and Sun City, CA. We also serve other areas in the state.