Benefits of an Independent Agency
When you partner with an independent insurance agency, you not only purchase insurance, but ensure that your needs are being met. At SGB Insurance Service, Inc., we believe that there are three valuable distinctions of an independent agency.
1. We don’t work for the insurance company
It seems simple, but every day we see examples of how this plays out. While we represent the insurance company, we are not employees of that company. Instead, we work for our clients. From billing issues to filing a claim, we understand that the process of purchasing insurance can be confusing. As an independent agency, we can look at these situations from the perspective of our customers before contacting the carrier.
No one is perfect and sometimes insurance companies make mistakes. Having an independent voice to represent you ensures that you will be treated fairly and efficiently.
2. We represent multiple companies to offer our customers the best deal
Let’s be honest, even with companies offering huge savings in just 15 minutes, getting an insurance quote is not exactly pleasant. Gathering your documents, recalling the details of a small claim three years ago, and trying to choose the right level of coverage is just not fun. We can certainly think of funnier things to do.
By working with a multitude of carriers, an independent agency can shop coverage on your behalf and eliminate the hassle. Our quotes compare a minimum of five companies with multiple coverage options to ensure our customers get the most value for their dollar.
3. We enjoy building long-term relationships with our clients
We wish it wasn’t so – but insurance carriers often change their rates; and sadly, that fantastic deal you found this year might not be so fantastic down the road. By partnering with an independent agency, there is no need to start from scratch every few years. We enjoy building relationships with our clients and keeping them properly protected (at affordable prices!) despite changes in the market.
At SGB Insurance, we have had clients that have been with our agency for more than 20 years. That simply is awesome! A relationship like that is invaluable for both us and the client.
We would love to talk to you about your insurance needs. Give us a call at 951.678.7650, stop by our office, or simply request a quote. Your business is greatly appreciated!